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Chat online with us and we can help you with almost anything (banking related, that is)

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Choose the option that best meets your goals.

Let us help you get the most from your IRA—and get competitive interest rates.

IRA savings account

we can help you secure your best savings for your retirement

Enjoy access to our customer service anytime. View your account history online or via mobile. Save smarter with a retirement account from Dundee Bank.

IRA Savings Rates

AmountInterest RateAPY*
$250,000.00 and up 0.399%0.40%
$100,000.00 – $249,999.990.299%0.30%
$50,000.00 – $99,999.990.199%0.20%
$25,000.00 – $49,999.990.099%0.10%
$0.01 – $24,999.990.049%0.05%

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*Annual Percentage Yield. APY current as of 12/1/2023. Interest rate is variable and could change at any time. Fees could reduce earnings.

IRA certificates of deposit

offering a full portfolio of IRA CDs that nicely mature

Dundee Bank IRA CDs accrue attractive interest with the option to consult our experts, anytime you need us. We love helping our customers reap life’s benefits.

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IRA CD Special Rates

TermInterest RateAPY*
7 Month5.293%5.40%

IRA CD Rates

TermInterest RateAPY*
91 Day0.099%0.10%
182 Day0.299%0.30%
12 Month0.299%0.30%
18 Month0.299%0.30%
24 Month1.985%2.00%
36 Month0.349%0.35%
48 Month1.244%1.25%
60 Month1.442%1.45%
*Annual Percentage Yield. APY is current as of 12/1/2023 and subject to change without notice. $500 minimum deposit to open IRA CD and obtain APY. A penalty may be imposed for early withdrawal.

IRA Reach Up CD Rates

TermInterest RateAPY*
24 Month 1.985%2.00%
48 Month1.244%1.25%

24 Month Reach Up IRA CD Once during the term of the 24 Month Reach Up IRA CD you may request to change the interest rate and APY to a then-in-effect published interest rate.

48 Month Reach Up IRA CD Twice during the term of the 48 Month Reach Up IRA CD you may request to change the interest rate and APY to a then-in-effect published interest rate.

let’s talk retirement

*Annual Percentage Yield. APY is current as of 12/1/2023 and subject to change without notice. $500 minimum deposit to open IRA CD and obtain APY. A penalty may be imposed for early withdrawal.
24 Month Reach Up IRA CD Once during the term of the 24 Month Reach Up IRA CD you may request to change the interest rate and APY to a then-in-effect published interest rate.
48 Month Reach Up IRA CD Twice during the term of the 48 Month Reach Up IRA CD you may request to change the interest rate and APY to a then-in-effect published interest rate.

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