*Annual Percentage Yield. In order to obtain up to $10 in monthly Foreign ATM fee refunds, 2.25% on balances up to $10,000, and 0.05% APY on balances over $10,000, the following qualifications must be met each calendar month: Enroll and receive eStatements, Complete at least 15 Debit MasterCard purchases post and clear totaling a minimum of $150, Complete at least one direct deposit, bill payment, or automatic debit (ACH transaction) post and clear. If all qualifications are not met during the month, the full balance will earn 0.05% APY for that month. A Foreign ATM Fee may be incurred at an ATM that is not owned by us.
APY current as of 1/16/19. Interest rate is variable and could change at any time. Fees could reduce earnings.
$0 min. balance
no monthly fees
We focus on the person behind the checking account.
But that’s just the first feature.
To open a personal checking account, you only need a $100 minimum deposit to open. You won’t find nickel-and-dime fees here. Or a big-bank attitude. Instead, you’ll find local ownership. Local control. Friendly, personal service. And a strong commitment to the needs of our community. We’re Blackstone. We’re Dundee. We’re a part of your neighborhood.
The name says it all. Second Chance Checking gives you a fresh start.
Why second chance? Because we put you first. For those who are unable to open a standard account due to banking history, we’re here as your local bank. And while this no-frills account doesn’t earn interest, you’ll always have our undivided interest as a customer.