current rates



 

Savings Account Rate

Interest Rate APY* Minimum to OpenOpen Account
0.199%0.200%$100.00Open Now »
$100 minimum deposit to open an account, obtain APY, and avoid $5 minimum balance fee. APY current as of 10/26/18. Interest rate is variable and could change at any time. Fees could reduce earnings.

Apple Blossom Rate

Interest RateAPY*Minimum Balance
0.199%0.200%$25.00
*Annual percentage yield. $25 minimum deposit to open an account, obtain APY, and avoid $2 minimum balance fee. Primary account owner must be under 19 years of age. Requires joint owner that is at least the age of majority. APY current as of 10/26/18. Interest rate is variable and could change at any time. Fees could reduce earnings.

MMA Rates

TierInterest RateAPY*Open Account
$100,000.00 & up0.548%0.550%Open Now »
$50,000.00 - $99,999.990.399%0.400%Open Now »
$25,000.00 - $49,999.990.249%0.250%Open Now »
$10,000.00 - $24,999.990.099%0.100%Open Now »
$1,000.00 - $9,999.990.049%0.050%Open Now »
*Annual percentage yield. $1,000 minimum balance to open an account, obtain APY, and avoid $10 minimum balance fee. APY current as of 10/26/18. Interest rate is variable and could change at any time. Fees could reduce earnings.

Platinum MMA Rates

TierInterest RateAPY*Open Account
$100,000.00 & up1.736%1.750%Open Now »
$50,000.00 - $99,999.991.242%1.250%Open Now »
*Annual percentage yield. $50,000 minimum balance to open an account, obtain APY, and avoid $10 minimum balance fee. APY current as of 10/26/18. Interest rate is variable and could change at any time. Fees could reduce earnings.

Special CD Rates

TermInterest RateAPY*Open Account
9 Month2.427%2.450%Contact Us to Open »
18 Month2.673%2.700%Open Now »
22 Month2.966%3.000%Open Now »

Standard CD Rates

TermInterest RateAPY*Open Account
91 Day0.199%0.200%Contact Us to Open »
182 Day0.896%0.900%Contact Us to Open »
12 Month0.946%0.950%Open Now »
24 Month2.231%2.250%Open Now »
30 Month1.244%1.250%Contact Us to Open »
36 Month1.837%1.850%Open Now »
48 Month2.476%2.500%Open Now »
60 Month1.935%1.950%Open Now »
*Annual percentage yield. APY is current as of 10/26/18 and subject to change without notice. $500 minimum deposit to open CD and obtain APY. A penalty may be imposed for early withdrawal.

Reach Up CD Rates

TermInterest RateAPY*Open Account
24 Month2.231%2.250%Open Now »
48 Month2.476%2.500%Open Now »
*Annual percentage yield. APY is current as of 10/26/18 and subject to change without notice. $500 minimum deposit to open CD and obtain APY. A penalty may be imposed for early withdrawal.
24 Month Reach Up CD – Once during the term of the 24 Month Reach Up CD you may request to change the interest rate and APY to a then-in-effect published interest rate.
48 Month Reach Up CD – Twice during the term of the 48 Month Reach Up CD you may request to change the interest rate and APY to a then-in-effect published interest rate.

You First CD Rates

TermInterest RateAPY*Minimum Balance
36 Month2.850%2.850%$25,000.00
60 Month2.200%2.200%$25,000.00
*Annual percentage yield. APY is current as of 10/26/18 and subject to change without notice. $25,000 minimum deposit to open CD and obtain APY. A penalty may be imposed for early withdrawal.**Interest is payable on collected funds ONLY (cash or checks drawn on Security State Bank or Dundee Bank). Opening the CD with a check not drawn on Security State Bank or Dundee Bank could delay interest payment until funds are collected. Minimum deposit of $25,000 required, maximum $250,000. Multiple CDs are permissible. Interest earnings cannot be included in the opening deposit. You First CD will not renew automatically. Penalty for early withdrawal will apply. Partial principal withdrawals are not permissible. See account disclosures for details. Due to the prepayment of interest, this CD is subject to the IRS Original Issue Discount (OID) rules. Please consult a tax professional.

HSA Rate Sheet

TermInterest RateAPY*
$100,000.00 & up0.548%0.550%
$50,000.00 - $99,999.990.399%0.400%
$25,000.00 - $49,999.990.249%0.250%
$10,000.00 - $24,999.990.099%0.100%
$0.01 - $9,999.990.049%0.050%
*Annual Percentage Yield. APY is current as of 10/26/18. Consult your tax adviser. Withdrawals are tax-free when used for qualified medical expenses. Must be covered under a high deductible healthcare plan. APY current as of 09/27/18. Interest rate is variable and could change at any time. Fees could reduce earnings.

IRA Savings Rates

AmountInterest RateAPY*
$250,000.00 & up0.797%0.800%
$100,000.00 - 249,999.990.797%0.800%
$50,000.00 - $99,999.990.249%0.250%
$25,000.00 - $49,999.990.099%0.100%
$0.01 - $24,999.990.049%0.050%
*Annual Percentage Yield. APY current as of 10/26/18. Interest rate is variable and could change at any time. Fees could reduce earnings.

IRA CD Special Rates

TermInterest RateAPY*
8 Month2.083%2.100%
13 Month2.476%2.500%
18 Month2.673%2.700%

IRA CD Rates

TermInterest RateAPY*
91 Day0.199%0.200%
182 Day0.896%0.900%
12 Month0.946%0.950%
24 Month2.231%2.500%
36 Month1.837%1.850%
48 Month2.476%2.500%
60 Month1.935%1.950%
*Annual Percentage Yield. APY is current as of 10/26/18 and subject to change without notice. $500 minimum deposit to open IRA CD and obtain APY. A penalty may be imposed for early withdrawal.

IRA Reach Up CD Rates

TermInterest RateAPY*
24 Month2.231%2.250%
48 Month2.476%2.500%
*Annual Percentage Yield. APY is current as of 10/26/18 and subject to change without notice. $500 minimum deposit to open IRA CD and obtain APY. A penalty may be imposed for early withdrawal.  24 Month Reach Up IRA CD
Once during the term of the 24 Month Reach Up IRA CD you may request to change the interest rate and APY to a then-in-effect published interest rate.
48 Month Reach Up IRA CD
Twice during the term of the 48 Month Reach Up IRA CD you may request to change the interest rate and APY to a then-in-effect published interest rate.

Business Interest Checking Rate

Interest RateAPY*Avg. Minimum Balance
0.099%0.100%$15,000.00
*Annual Percentage Yield. APY is current as of 10/26/18. Interest rate is variable and could change at any time. $15,000 minimum deposit to open account. $15,000 average minimum balance to obtain APY and avoid $10 minimum balance fee.

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