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we have a CD that’s right for you

Our options include interest paid upfront**, interest later, and reach up flexability. It’s CDs covering A to Z.

certificates of deposit

get a competitive fixed rate for the term of the CD

Our CDs offer terrific rates and as always, friendly professional service down the block.

Special CD Rates

TermInterest RateAPY*Open Account
8 Month2.083%2.100%Contact Us to Open »
13 Month2.476%2.500%Open Now »
18 Month2.673%2.700%Contact Us to Open »

Standard CD Rates

TermInterest RateAPY*Open Account
91 Day0.199%0.200%Contact Us to Open »
182 Day0.896%0.900%Contact Us to Open »
12 Month0.946%0.950%Open Now »
24 Month2.231%2.25%Open Now »
30 Month1.244%1.250%Contact Us to Open »
36 Month1.837%1.850%Open Now »
48 Month2.476%2.500%Open Now »
60 Month1.935%1.950%Open Now »

let us help you

*Annual percentage yield. APY is current as of 09/27/18 and subject to change without notice. $500 minimum deposit to open CD and obtain APY. A penalty may be imposed for early withdrawal. Not all CD terms offered online. Contact us for more details.

reach up CD

like a regular CD, but with the option to “reach up” your rate to the next tier when the time is right

Reach Up CDs provide flexibility. Now you can take advantage of rising rates during your CD term. It’s a nice service offering—with friendly customer service attached whenever you need us.

24 Month Reach Up CD – Once during the term of the 24 Month Reach Up CD you may request to change the interest rate and APY to a then-in-effect published interest rate.

48 Month Reach Up CD – Twice during the term of the 48 Month Reach Up CD you may request to change the interest rate and APY to a then-in-effect published interest rate.

Reach Up CD Rates

TermInterest RateAPY*Open Account
24 Month2.231%2.250%Open Now »
48 Month2.476%2.500%Open Now »

let us help you

*Annual percentage yield. APY is current as of 09/27/18 and subject to change without notice. $500 minimum deposit to open CD and obtain APY. A penalty may be imposed for early withdrawal.
24 Month Reach Up CD – Once during the term of the 24 Month Reach Up CD you may request to change the interest rate and APY to a then-in-effect published interest rate.
48 Month Reach Up CD – Twice during the term of the 48 Month Reach Up CD you may request to change the interest rate and APY to a then-in-effect published interest rate.

You First CD

When you open an account, receive your interest up front**.
We love putting you first that way.

You First CDs allow you to enjoy all the interest you’ve earned—up front**. You can save it for later, splurge now, or reinvest it. It’s completely up to you.

 

You First CD Rates

TermInterest RateAPY*Minimum Balance
36 Month2.850%2.850%$25,000.00
60 Month2.200%2.200%$25,000.00

let us help you

*Annual percentage yield. APY is current as of 09/27/18 and subject to change without notice. $25,000 minimum deposit to open CD and obtain APY. A penalty may be imposed for early withdrawal.**Interest is payable on collected funds ONLY (cash or checks drawn on Security State Bank or Dundee Bank). Opening the CD with a check not drawn on Security State Bank or Dundee Bank could delay interest payment until funds are collected. Minimum deposit of $25,000 required, maximum $250,000. Multiple CDs are permissible. Interest earnings cannot be included in the opening deposit. You First CD will not renew automatically. Penalty for early withdrawal will apply. Partial principal withdrawals are not permissible. See account disclosures for details. Due to the prepayment of interest, this CD is subject to the IRS Original Issue Discount (OID) rules. Please consult a tax professional.

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